Financial & Tax Disclaimer

Last Updated: June 2026

1. Educational Purposes Only

The calculators, tools, articles, retirement projections, and all other content provided on SimRetire.ca (the "Website") are strictly for educational and informational purposes. They do not constitute financial, tax, legal, or investment advice.

2. Not a Professional Relationship

Your use of the Website does not create a fiduciary, financial advisor-client, or any other professional relationship between you and SimRetire.ca. The calculations provided by our tools are estimates based on the information you input, current Canadian tax brackets, and generalized mathematical formulas. They cannot account for your entire personal financial situation.

3. Accuracy of Projections

While we strive to keep our calculators and data accurate and aligned with the Canada Revenue Agency (CRA) guidelines, we make no warranties or representations regarding the completeness, reliability, or accuracy of the results. Tax rates, CPP/OAS rules, inflation, and market returns change frequently and unpredictably. You should always verify results with a qualified professional before making any retirement decisions.

4. Limitation of Liability

Under no circumstances shall SimRetire.ca, its authors, or its affiliates be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, the tools and information provided on this Website. You use all tools and projections at your own risk.